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Go Henry – Fast Facts

Go Henry Questions

WHAT IS GO HENRY?

Go Henry consists of three major components, it is a website, a smartphone app and a contactless debit card. The three work together to provide a safe and secure system for parents to load money onto an online account. The funds can then be allocated to each child registered on the website.

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Restrictions can then be put in place that the parent feels are appropriate for each child.Using the smartphone app or website tasks can be created for each child and a monetary value can be assigned to that task. For example, clean the car, mow the lawn or tidy your bedroom. When a child completes the task, the parent can then 'pay' the child. Boundaries can be put in place for what the money can be spent on and how much they can spend at one time and in one week. The child can also have access to their account to monitor their own spending habits. Savings goals can also be setup, which encourages children to save rather than just spend.

IS GO HENRY SAFE?

The smartphone app requires a username and password as does the website. All logons are encrypted using a digital certificate and encryption keys. It's the same system that all online retailers use to secure information.

WHAT INFORMATION DOES GO HENRY STORE ABOUT MY CHILD?

Go Henry asks for the first name and age of each child registered. The age is only so that they can make recommendations on how much pocket money the child should get based on national averages.

HOW DO I PUT MONEY INTO MY GO HENRY ACCOUNT?

You can only load money into the account using a debit card. I am not sure if they plan to use direct debit in the future. Due to money laundering regulations, it is illegal to allow people to use a credit card to fund this type of scheme.

For example, I could load funds into my Go Henry account using a credit card, then using the Go Henry debit card withdraw those funds from a cash machine. The credit card could be registered in another country and criminal activity from another country used to fund that card. A debit card is far more restrictive on this type of activity. It also discourages parents building up debt on a credit card.

CAN I OR MY CHILD GO INTO DEBT USING GO HENRY?

No, absolutely not. If funds are not in the account then the transaction will not be authorised. Cash cannot be withdrawn if there are no funds in the account. A credit card cannot be used to fund the Go Henry online account.

WHAT HAPPENS IF I LOSE THE GO HENRY DEBIT CARD?

Using the smartphone app or website the card can be blocked immediately.

HOW MUCH DOES GO HENRY COST

The cost is £2.46 per month, per user. If you sign up through this site though you will get 4 months free. You can cancel at any time with no cost.

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Go Henry has an amazing offer, sign up to Go Henry through our website

and you will 2 months FREE

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