Go Henry Review – Find Out All You Need To Know

Go Henry Reviews Debit Card

I have been using the service for nearly three years now and it has become central to helping us teach our children how to mange their finaces better. How to budget, save and use electronic money systems. I have written some Go Henry Reviews with all the facts and information that you will need to get started.

 ProviderUser RatingMonthly FeeKey Features 
go henry logo
5 Star Rating
AmazingFREE2 Month Trial

Parental ControlsFree Debit CardSavings Goals

Sign Up Now
Go To Go Henry

Go Henry Information

It's an amazing tool that has helped us to educate our children about money, and how to be responsible with it. So much so that we thought we would put together a blog to help other parents and to share our experiences.

FeaturePrice
Maximum One Off Card Load£500
Cost of Closing the AccountFREE
Contactless Visa Debit CardYES
Visa Debit Card with PINYES
Monthly Fee Per ChildFREE TRIAL
Load from Bank AccountFREE
Load from Debit Card50p
Maximum Loads Per Day3
UK Card Usage FeesFREE
International Card Usage Fees2.75%
ATM Withdrawal Fee - UKFREE
ATM Withdrawal Fee - Abroad£2
Maximum Withdrawal Amount£120
Withdrawal Daily Limit£120
Maximum Spending in One Day£4000
Maximum Account Balance£6000
go-henry-free-£10

Go Henry Account Reviews

Go Henry is a smartphone app, website and contactlass VISA debit card, that helps parents teach their children and teenagers how to manage their finances.

Go Henry Card

The cheque is now virtually unused and buying things with cash is on the decline. I wonder if our children will be the first generation to use electronic money systems, more than cash? The difficulty is that spending on plastic and microchips can easily lead to unmanageable amounts of debt.

This is where the Go Henry debit card has really helped us as a family and why I wanted to write several Go Henry Reviews, as I believe they are helping to provide financial education to our children, in a fun and practical way.

As a parent of two children aged 10 and 12, I feel I have a responsibility to prepare them to manage their finances. GoHenry has a website with full reporting and a simple to use interface for setting up the parameters for each child. I can easily set up controls and allowances and they can only spend what I permit them to spend. They can also earn extra pocket money, I simply add it to their account using my smartphone, at the click of a button.

If your child or teenager has a smartphone, tablet or iPod, then they can also access the smartphone app. The app contains a list of tasks or household jobs that they can perform to earn extra money. The app also shows them instantly where they have spent their money and what they have left to spend.

How Much Does Go Henry Cost?

The great thing is that it's free for two months. If you sign up through our website. Then it's just £2.99 per month thereafter.

Charges

Nobody likes signing up to something and then finding out there are hidden costs and fees. After all we are dealing with a product here for handling your child or teenagers money.

Here is a summary of all the charges:

  • Initial Card Is Free
  • First 2 Months Free
  • £2.99 After 2 Months
  • £2 For Using A Cash Machine Abroad
  • 2.75% International Usage Fee
  • 50p To Load From A Debit Card

Other than the charges listed above everything else is covered in the monthly fee that they charge.

Hidden Charges

There is no overdraft facility with the card and therefore no overdraft fees. We have tested the cards and when you make a purchase your child or teenagers account instantly updates. You can be confident that when your child or teenager uses the card, they cannot spend use it elsewhere if there are insufficient funds in their account.

All the charges below are fully published on the Go Henry website so whilst they are not hidden, they can lead to additional charges over and above the £2.49 per month.

Pocket Money Apps

There are other pocket money apps that do a similar job so it's only fair when creating this site and writing all these Go Henry Reviews that I also take a look at other similar products. I have found it to be the most feature rich, but there are cheaper alternatives if you don't require all of the features.

Others Equivalent Services

There are other products that are similar to Go Henry that you can try, here are some equivalents:

 ProviderUser RatingMonthly FeeKey Features 
osper card logo
Star Rating
AmazingFREE1 MONTH TRIAL

Parental ControlsFree Debit CardSavings GoalsAges 6-18

Claim Offer
Go To Osper
go henry logo
Star Rating
AmazingFREE2 MONTH TRIAL

Parental ControlsFree Debit CardSmartphone AppAges 6-18

Claim Offer
Recommended
go henry logo
Star Rating
Amazing99pONE OFF PAYMENT

Award WinningCashbackSmartphone AppAnyone Can Apply

Claim Offer
Recommended

App Download

The Go Henry App is probably the easiest way to manage your account and what your child can and can't use the card for. From the Go Henry App you can set savings goals for your child and see the balance on the account. The card can also be blocked within the app as well as whether or not the card can be used online, at a cash machine or in shops. 

The makers of the product also sends you an alert whenever your child or teenager makes an in-store purchase or withdraws money from a cash machine. If they lose their bank card, then at the click of a button the card can be blocked, either by you or your child/teen.

The following controls can also be put in place:

  • Weekly spend limits
  • Single Spend Limits
  • Cash Machine Limit
  • High Street Use
  • Cash Machine Use
  • Online Use
Go Henry App

Go Henry Google Play

I am an Apple iPhone user but if you are on Android like the Samsung phone then you can get the app from the Google play store and it has all the same features as the Apple iOS version.

 ProviderUser RatingMonthly FeeKey Features 
go henry logo
5 Star Rating
AmazingFREE2 Month Trial

Parental ControlsFree Debit CardSavings Goals

Sign Up Now
Go To Go Henry

I can't really offer an opinion as to what the Google Play version is like as I have never used the app. If someone has used the Google Play version and they would like to write a review for me I am more than happy to publish it on the site.

Grandparents

A grandparent can get a card on behalf of a grandchild. It's not necessary to be the legal guardian of a child. So long as the person who is applying for the card is over 18 years of age. They have also introduced a relative feature where a parent can send another relative a unique link.

If the relative clicks on the link and registers then they can send a gift and see what tasks your child has been set. This is a great way for the whole family to get involved and encourage your child. ​

As a security measure the link is only valid for a set period of time and then it expires. 

What To Do With A Lost Card

The good thing about the blocking feature is that if your child is anything like mine they are forever misplacing things. The block can be put in place temporarily via the app and then if the card is genuinely lost, it can be reported and a replacement card sent out.

If the card is genuinely lost then you can call the Go Henry Lost Card telephone number and get a replacement card sent out. The Go henry Order replacement card number is 0330 100 7676, there is a fee for a replacement card which is £3.99.  The same is true if the card is damaged.

It's an amazing tool that has helped us to educate our children about money, and how to be responsible with it. So much so that we thought we would put together a blog to help other parents and to share our experiences.

 ProviderUser RatingMonthly FeeKey Features 
osper card logo
Star Rating
AmazingFREE1 MONTH TRIAL

Parental ControlsFree Debit CardSavings GoalsAges 6-18

Claim Offer
Go To Osper
go henry logo
Star Rating
AmazingFREE2 MONTH TRIAL

Parental ControlsFree Debit CardSmartphone AppAges 6-18

Claim Offer
Recommended
go henry logo
Star Rating
Amazing99pONE OFF PAYMENT

Award WinningCashbackSmartphone AppAnyone Can Apply

Claim Offer
Recommended

Go Henry Card Reviews

Before making my decision to sign up with the card I read numerous Go Henry Card Reviews but at the time struggled to find one that went in to enough detail. This was the main reason for building this website as I wanted to make sure that I shared the benefits of using the card as a parent. There are numerous Go Henry Card Reviews out there now so it's less of an issue.

What I have learned over the past three years

Time flies by and when I first started to use the card my eldest son Isaac was 10. Now he is 13 and in the second year of high school. We load his card with his bus fare and lunch money. He can decide to ride his bike to school instead and take sandwiches and therefore keep the money. Hopefully this is helping to teach him to be responsible with his money, if there are ways you can save, then it's a good thing.

It has worked that well we will probably do the same with our younger son Jonathan.​

Card Designs

An addition that they added quite recently was the ability to customise the card.  The original Go Henry Card Design was a little boring, so the fact that the card can now be customised adds a little bit of personality.

A new card design can be ordered through the app should you wish to update your existing card. There is a one off cost of £4.99 for the new card but there are some amazing designs to chose from. Your child can easily inject their personality into their card which makes it a lot more fun for them.​

There are animal designs to choose from, this include a pug, kitten, monkey, hamster, horse, emu to name just a few. Should your child be more sports orientated they can choose a basketball or football design.

Go Henry Card Designs

There are also funky patterns if your child has a creative personality or just the ability to have a plain card in there favourite colour.

It's a welcomed addition and nice to see the company making their product more appealing.

Monthly Fee

As you can imagine it takes a lot of resources to provide this facility in a secure way. The makers of the product have really put some great ideas in to their product. So there is a Go Henry monthly fee to consider, but there is no need to part with an cash initially, as there is a free trial available.

Once the trial is over the Go Henry Monthly fee will be £2.49 per month.

 ProviderUser RatingMonthly FeeKey Features 
go henry logo
5 Star Rating
AmazingFREE2 Month Trial

Parental ControlsFree Debit CardSavings Goals

Sign Up Now
Go To Go Henry

How Does Go Henry Work?

How does Go Henry work you may ask, quite easily. There is a smartphone app, a website, parental controls and a contactless debit card. You simple load funds in to you child's Go Henry bank account and they are free to use the card however they want, so long as how it works complies with the parental rules that you put in place.

Go Henry Bank Account Reviews

When you start a blog about a subject you tend to get asked a few questions about the product. I am more that happy to help where I can so please feel free to email me. I have been asked several times is Go Henry a bank account? Although not technically a bank account, Go Henry is pretty much like a bank account because it offers all the same functionality and when it comes to children's banking, they actually offer more. Which is why when you do a search for Go Henry Bank Account Reviews you will see lots of comparisons between the two.

One thing that is worth mentioning though is that your money deposited isn't covered by the FSA Compensation Scheme. This is a government backed scheme whereby up to £85,000 of your money is covered should something happen to the bank or building society.

As the makers of the product aren't a bank they deposit all your money into a NatWest account. This is covered by the FSA, so should NatWest go bump the money is covered. Should Go Henry go bump under the terms of being a VISA operator, it means that your money is protected by NatWest bank and they would return the funds.

So from a security point of view it's as secure as any other financial product on the market.

Other Options

There are other options that we have tried out and tested which we have also included in the blog. Hopefully or Go Henry or Osper blog post will be of some use to you. To summarise Osper always seems to be catching up to Go Henry but they are gaining ground quickly and it's a reasonable alternative.

Card Charges & Cost

FeaturePrice
Cost of Closing the AccountFREE
Monthly Fee Per Child£2.49
Load from Bank AccountFREE
Load from Debit Card50p
UK Card Usage FeesFREE
International Card Usage Fees2.75%
ATM Withdrawal Fee - UKFREE
ATM Withdrawal Fee - Abroad£2

In addition to the monthly fee there are a number of additional charge for using the account. I have summarised these in to a table for you. They are very similar to the charges that your bank would issue.

Overall I don't think that the additional charges are unreasonable and are mainly there because of the fees banks charge for international transactions.

The only fee that will effect you if you are based in the UK is the Debit Card loading fee which is currently 50p. This can easily be avoided by topping up your Go Henry account by bank transfer.

If you would like more information then check out this page - How Much Does Go Henry Cost?

Go Henry Referral

If you sign up via our website we have an amazing offer of two months for free. If you sign up via the Go Henry website they offer you a month for free, so it's worth getting the additional month for free as this will give you the chance to try it out properly before deciding whether or not it's for you. 

To get started simply click the link below:

 ProviderUser RatingMonthly FeeKey Features 
go henry logo
5 Star Rating
AmazingFREE2 Month Trial

Parental ControlsFree Debit CardSavings Goals

Sign Up Now
Go To Go Henry

It doesn't  cost anything to get started and you can always cancel should you decide it isn't for you.

Parent Account Login

Go Henry has a parent account login for the app. This enables you as the parent to login and configure the different options. As a parent you can set the spending limits on each child's account and configure where the card can be used.

Go Henry Parent Account

Daily Tasks

As the parent you can also create daily tasks that your child can complete to earn more pocket money.

Go Henry Tasks

DISCLAIMER - THIS IS AN INDEPENDENT WEBSITE
WITH NO OFFICIAL CONNECTION WITH GO HENRY.

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Go Henry
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